Emotional Planning

How many years can you live jobless?

What?

And if you are over 60?

What do you mean?

I am talking about the actual world we live in today, where we cannot live to be less than 90 years old, possibly even 100, and we cease to work at the age of sixty.

You are talking about retirement planning, I see.

Yes, I am, but this is more of an emotional planning concern than a final planning concern.

Again, you are confusing me. What is emotional planning?

Can you imagine that for 30 to 50% of your life, you have no job, no purpose, and no intention, and you think you will enjoy and travel the world, but life catches up and impacts your mobility for various reasons? You then start waiting for the last day of life and hope it comes quietly, quickly, and peacefully, but that never happens. You try finding purpose in your children, grandchildren, and great-grandchildren, but they just happen to be around you and, in most cases, may not be around considering the mobility of youngsters all over the world. So, what do you do?

Boss, Please don’t scare me early in the morning. Tell me what you want to say, and I will agree and go.

I mean, the first 20 years went into studies, the next 40 years will go into raising kids and taking care of them, and the remaining 40 years are to live for yourself independently. So, have you started planning for your next job, activity, or engagement? Financial planning is important for the less productive years, but it is more important to plan for emotional management when you are so busy that everybody needs you to free up to meet. Am I making sense?

Hmm. Yes, you do. Good point.

By the way, you cannot plan for that when you are 60; you need to educate, prepare, and start attempting your second career phase when you are in your 40s.